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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Glad you had a good night and avoided paying for other people's steak :D Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Sun_Addict
    Sun_Addict Posts: 24,159 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a great night. Have a fab weekend :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Glad you had a good night and avoided paying for other people's steak :D Xx

    Haha yes me too :D
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Thanks purplemum, beanie, lucky and SA. Have a relaxing Friday night :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    So glad you had a lovely meal out and catch up last night HHOD. Its nice to get out every now and then.

    Have a lovely weekend xx
    Mummytogirls x

  • Thank you mtg I'm sure it did me good :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • System
    System Posts: 178,361 Community Admin
    10,000 Posts Photogenic Name Dropper
    Glad you enjoyed your evening out, not expensive at all. Have a good weekend with your relatives .
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Thanks Cumbria :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Today's plan is to go into town and only spend £8 on general stuff including bus fares, and coffee. Then my limit is £8 in Tesco for a top up shop of fruit etc. If I manage to keep to that budget then I can transfer £4 to my savings account :)

    I've also got a rucksack full of books to drop off at the charity shop, part of my seemingly never ending quest to de-clutter the entire house :o

    I tried to shred some old paperwork yesterday but after four sheets the shredder became hopelessly clogged up :mad: and I couldn't unclog it even with tweezers :mad:. DH and I have been wondering if a burn barrel would be a better way of getting rid of our paper clutter. Has anyone tried burning paper in one of those?

    After that I need to clean out the furry moron (who is running around the living room right now), vacuum the living room and hall, empty all the bins and do some laundry. Then I'm going to put my feet up :)

    It's very dark and gloomy this morning but I'm hoping it will brighten up later. Have a great Saturday everyone :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Have seen you on some other diaries so have stalked your diary and have read it all.

    Well done on getting rid of so much debt.

    My son used to go to college and we got a reduced bus fare but it was still £300 a term and as we worked in the same town as college it was a waste so he came to work with us and we got a 10 trip ticket from the bus company which covered town centre to outskirts where the college was which worked out quite cheap.

    Do any of the buses that get DS to college offer a weekly/monthly ticket?
    I know some bus companies allow people to share so if you buy a monthly pass everyone in the family can use it (obviously not all at the same time) which could save quite a bit.
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