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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • jwil
    jwil Posts: 22,054 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Your plants look lovely!  Enjoy your lazy day :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sun_Addict
    Sun_Addict Posts: 24,120 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a lovely lazy day. Your planters are lovely 💕
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Gorgeous pots, especially the lavender one. That's quite a display, and it'll only get better as the weather improves

    Thanks Elizabeth :). I find colourful pots cheer up the garden even in the depths of winter and good quality ones will survive the frost and last for years.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil said:
    Your plants look lovely!  Enjoy your lazy day :)
    Have a lovely lazy day. Your planters are lovely 💕
    Thanks both of you :). I like to have some colourful pots to cheer up the garden.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Looking lovely, plenty of colour to come into your little oasis . Enjoy your rest day. 
    Life is an adventure, never stop exploring.

  • Looking lovely, plenty of colour to come into your little oasis . Enjoy your rest day. 
    Thanks Sunshine 🙂
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • foxgloves
    foxgloves Posts: 12,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Lovely pots, HHoD. Is that wildflower creeper growing up your wall toadflax? It looks like the plant which grew in the cracks of the garden wall at my old house. It could be a bit of a spreader, but was pretty with its little pink flowers. I kept a section of wall where it was allowed to grow & it did blend in nicely. It's funny how we divide into 'weeds' & 'non weeds' sometimes. I remember showing a friend round our garden when we'd just moved in. She pointed to something & said 'Well that can come out'. I said 'Oh no it won't - that' s a foxglove'......she said 'Exactly! It's a weed. It' ll spread & you'll have them all over'...... to which my reply was 'Good, because they're such a lovely native wild flower'. I guess the old adage about one person's trash being another person's treasure also extends to plants! 
    Like you, I can't wait to get out there. 
    F x

    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 7.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Love seeing the flowers coming up HHOD. Im going to try and get out into my garden next weekend xx
    Mummytogirls x

  • One of the bay trees we bought last summer. As you can see I need to do some weeding 🙄 .


    I made the mistake of taking my Bay tree out of its pot and planting it in the garden by my back door, it's up to the eaves of my roof now  🙀🙀I'm am going to cut it back when the nicer weather arrives as I think that's how critters are getting into my loft by climbing up it 😟
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 21 February 2021 at 6:18PM
    foxgloves said:
    Lovely pots, HHoD. Is that wildflower creeper growing up your wall toadflax? It looks like the plant which grew in the cracks of the garden wall at my old house. It could be a bit of a spreader, but was pretty with its little pink flowers. I kept a section of wall where it was allowed to grow & it did blend in nicely. It's funny how we divide into 'weeds' & 'non weeds' sometimes. I remember showing a friend round our garden when we'd just moved in. She pointed to something & said 'Well that can come out'. I said 'Oh no it won't - that' s a foxglove'......she said 'Exactly! It's a weed. It' ll spread & you'll have them all over'...... to which my reply was 'Good, because they're such a lovely native wild flower'. I guess the old adage about one person's trash being another person's treasure also extends to plants! 
    Like you, I can't wait to get out there. 
    F x

    Thanks Foxgloves :). I don't know what the plant is that grows in the wall. It does have pretty pink flowers BUT it's making the cement between the bricks crumble and making the bricks loose and I'm worried the wall will fall down, so I try my best to get rid of it. It's certainly grows prolifically in any crack it can get hold of though. I agree that some so called 'weeds' can be nice. My stepdad thinks bluebells are weeds as they self seed a lot but I love bluebells.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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