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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Thanks Milannmilann said:I think you’ve done the right thing taking a mortgage break - in the grand scheme of things 3 months is nothing. There may come a time when you can make overpayments. We all have to do whatever it takes to get through.I’m quite surprised you are on your own at dinner time. Are the other school staff easily accessible in case of injury or accidents?
. If there was an accident I'd have to send one of the children into the building to fetch a staff member as I've got no way of contacting anyone. It's not ideal but it is what it is. I only had six children today but I had eleven yesterday. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
The mortgage holiday is perfect timing for you. How great that it is available at a time of real need, and was easy to arrange.
You know I always admire your energy. It's not weakness to be occasionally tired when your work is physically and emotionally draining. I'm sure you'll get back in the swing soon.4 -
Great idea about the mortgage holiday, it will give you some breathing space. You sound well organised with the supervision of the children, it must be difficult to get them to comply.I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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Good news on the mortgage holiday I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Great news on the mortgage holiday. Any financial relief must be welcomed to stop you worrying. Work sounds like you need to be on your toes all the time with the children.Life is an adventure, never stop exploring.4
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elizabethhull said:The mortgage holiday is perfect timing for you. How great that it is available at a time of real need, and was easy to arrange.
You know I always admire your energy. It's not weakness to be occasionally tired when your work is physically and emotionally draining. I'm sure you'll get back in the swing soon.Sun_Addict said:Great idea about the mortgage holiday, it will give you some breathing space. You sound well organised with the supervision of the children, it must be difficult to get them to comply.beanielou said:Good news on the mortgage holiday
Thanks all of youSunshine_girl2 said:Great news on the mortgage holiday. Any financial relief must be welcomed to stop you worrying. Work sounds like you need to be on your toes all the time with the children. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS3 -
Have a lovely day Hairy. xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x6 -
Morning HHOD,You have definitely made the right decision re the mortgage holiday, just echoing what everyone else is seeing.I feel traumatised and drained after going to the shops so I cant imagine how you feel after being in school xxMummytogirls x5
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Yay, good news about the mortgage holiday 😊I couldn't do your job Hairy, I find looking after one child at a time exhausting never mind a group of them, A lady came to the clinic with twins a few months ago and we had to undress them to weigh them,I did one while she did the other and I was shattered after they all left 😀😀Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8945
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Thanks NicnakNicnak said:Have a lovely day Hairy. x Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4
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