Virgin credit card search

MoneySavingUser

In my MSE credit club experian report it says:

Searches that do NOT impact your Credit Score

Searched by
Date
Application Type

Searched by
VIRGIN CARDS
Date
03/09/2017
Search type
Credit Card Quotation

Details of Search

Application Type
Credit Card Quotation
Entry code
P42

Additional Information:

No additional details recorded

I haven't applied for this card - does this mean that someone has tried to apply in my name?

Equifax shows on the same date: HDD-PRICE COMPARISON-BARCLAYCARD

Nothing on call credit.

I do recall receiving a letter from Barclaycard at some point inviting me to apply for their card which I ignored (I have a bank account with them). Though seems Virgin are MBNA?

[Deleted User]

No.

It's a soft search to see if they want to target you with an application pack.

tenchy

Deleted_User wrote: »

No.

It's a soft search to see if they want to target you with an application pack.

Does this mean that these companies don't need your permission to do a soft search?

Ben8282

These look like soft searches from n eligibility checker to me/ Have you used one?

MSE_Chris

MoneySavingUser wrote: »

In my MSE credit club experian report it says:

I haven't applied for this card - does this mean that someone has tried to apply in my name?

Equifax shows on the same date: HDD-PRICE COMPARISON-BARCLAYCARD

Nothing on call credit.

I do recall receiving a letter from Barclaycard at some point inviting me to apply for their card which I ignored (I have a bank account with them). Though seems Virgin are MBNA?

It sounds like you may have used a comparison tool to get quotes. If you're registered for Credit Club or have used our independant eligibility tool, you'll see these soft searches recorded on your file. Soft searches don't affect your score.