Default drop off

missymoo93

Hi,


I have two defaults on my credit file and I'm trying to understand when the will come off my file. I have paid them both in full. They show on my file as:


Account start date: 21/10/2011
Account end date: 24/01/2017
Date of default: 27/07/2014


Account start date: 09/11/2011
Account end date: 30/03/2015
Date of default: 09/09/2014


Will they drop off 6 years after the end date or 6 years from the default date?


Thank you!

Westminster

6 years from the default date.

Although in reality it could be a month beyond then depending on where you fall in the update cycle of the credit reference agencies.

missymoo93

Thank you!