Splitting joint cover into individual covers

eleanordunhill

Hi all,

Following on from last post am seeking a bit of extra advice.

I currently have a critical illness claim in with mine and my husband's critical illness insurance. It looks like it may be declined and made void due to non-disclosure on my part, stupid mistake to have made i know. It's still with the underwriters but doesn't look good.

Anyway my question is can we split the insurance into our single names while a case is ongoing? I don't want my husband to have a black mark against his name because of my mistake.

If it can't be split will a void insurance against me affect my husband's chance of getting insurance in the future? I know i will have to go through a specialist broker etc for future puposes i.e. car insurance.

Thanks in advance

Quentin

If you hold a policy in joint names then both of you will be impacted as far as disclosing to other insurers if the policy is cancelled.

eleanordunhill

Oh not want i wanted to hear. Can i split the policy before it gets cancelled or not?