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Thank you for posting this. I have been going round in circles trying to find out what was wrong when the answer was right in front of me all the time!
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just tried to use this in Libre, it opens but you can't get past thefirst page, unless i'm doing something wrong?0
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A thought for the forum team - is there any chance that the web-fairies at MSE Towers could create an MSE specific SOA calculator? it would be far easier to direct people to something on the site itself? We're currently having awful problems helping newbies on DFW because there;'s not a good option that works well for the SOA.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Hi, you're absolutely right, it would make sense. I've asked for it in the past and again on Thursday after your tweet. The Editorial team will look into it and weigh it up based on the other tools and content on the forward planning list, how many people it may help and what resource we have
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Fingers crossed then - it's a tool that we use, as you know, with almost every new poster on DFW - and it can be used going forwards as a budgeting tool for them as well which is what makes it so useful.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
For me, the DAF calculator is as broken as the stoozing one.
I use Libre Office, which has never failed to cope with an excel file before but can't handle that one.
What about the NEDCAB one?
https://nedcab.cabmoney.org.uk/quickfs.asp
OK, tried it and cutting and pasting the result is not very neat0 -
For me, the DAF calculator is as broken as the stoozing one.
I use Libre Office, which has never failed to cope with an excel file before but can't handle that one.
What about the NEDCAB one?
https://nedcab.cabmoney.org.uk/quickfs.asp
OK, tried it and cutting and pasting the result is not very neat
Is it legible at all? Otherwise we might need to come up with some sort of short term fix I think. Maybe an SOA lifted from another thread and posted into here with figures removed so people can at least have the categories to hand? The only issue will be that it won't autosum.
Otherwise I'll have a go if I get time tomorrow/over the weekend and see if I can just throw something together in an Open Office Spreadsheet.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Here are the basic categories, you will have to add up the totals yourselves for the time being :
Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 0
Number of children in household......... 0
Number of cars owned.................... 0
Monthly Income Details
Monthly income after tax................ 0
Partners monthly income after tax....... 0
Benefits................................0
Other income............................ 0
Total monthly income....................0
Monthly Expense Details
Mortgage................................0
Secured/HP loan repayments..............0
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax.............................
Electricity............................. 0
Gas.....................................0
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 0
Mobile phone............................ 0
TV License.............................. 0
Satellite/Cable TV...................... 0
Internet Services.......................0
Groceries etc. ......................... 0
Clothing................................ 0
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, Christmas etc)...... 0
Haircuts................................ 0
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Professional subscriptions.............. 0
Total monthly expenses.................. 0
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0
Secured & HP Debts
Description....................Debt......Monthly.. .APR
Mortgage...................... 0...............0.............0
Total secured & HP debts...... 0
Unsecured Debts
Description....................Debt......Monthly.. .APR
................0...........0............0
Total unsecured debts.................0
Monthly Budget Summary
Total monthly income....................0
Expenses (including HP & secured debts). 0
Available for debt repayments...........0
Monthly Unsecured debt repayments.......0
Amount short for making debt repayments. 0
Personal Balance Sheet Summary
Total assets (things you own)...........0
Total HP & Secured debt.................0
Total Unsecured debt....................0
Net Assets..............................0
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
BUMP :-)
*the message you have entered is too short. Please lengthen your message to at least 10 characters*I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Nice work Sourcrates and good bumping Westie!
**See the bottom of page 1 for an SOA template that you can copy and paste folks**🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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