This Duo's debt free journey

DebtFreeDuo

Thank you Pauper, this is a long process of adjusting and figuring out what works best for each of us and I know that I will get there eventually. I think the learning is one of the vital parts of the journey though as I believe this is what helps prevent it from happening again in the future.

ladymay

You sound very determined! It sounds like you and your little one are going to have a wonderful month while you keep on track :beer:

HairyHandofDartmoor

A realistic rather than aspirational budgrt is best as you need to be able to kdep it up long term. You will definitely get there .

DebtFreeDuo

Thank you both. You're completely right Hairy, this budget definitely feels more realistic and I hope that I will now turn a corner with my budgets.

Kitten868

On school pictures I bought the copyright image as an email for £18. Yes it is scandalous. But then I printed out photos for every family member in the size of their choice 'lustre' quality for £3. I was really impressed as the packages started at £26 for 3 photos.
Beat the budget challenge! Try and come in 10% under x

DebtFreeDuo

They did do a disk but ex asked me to order a photo for him too so I bought a package and can deduct his contribution. I will be making presents with the smaller photos in the package which will make a lovely addition to the current presents.

I will gladly accept your challenge Kitten, I will still have £40 at the end of December and will either put this into my SPC pot or carry it over to January budget.

DebtFreeDuo

So much to do today and my morning is already not going to plan. Started a small rant about eBay selling but have now deleted as the buyer had made a mistake, that's 20 minutes of my time gone although I am glad it didn't turn in to a dispute.

Today

Ironing - My iron is spitting out rusty water, I tried cleaning it using baking soda but now it is even worse so this may not be done.
Give kitchen a good clean
Tidy lounge
Tidy bedroom
Have a look at assignment for MT module
Spend nothing

DebtFreeDuo

My yankee delivery arrived today and I am extremely happy with the free gift! I did treat myself to a small jar that was on sale at £6, it smells so nice! Going to keep updating this throughout the day to keep me focused.

Today

[STRIKE]Clean Iron[/STRIKE]
[STRIKE]Ironing[/STRIKE]
[STRIKE]Give kitchen a good clean[/STRIKE]
[STRIKE]Tidy lounge[/STRIKE]
Tidy bedroom
Have a look at assignment for MT module
[STRIKE]Spend nothing [/STRIKE]
[STRIKE]Washing[/STRIKE]

Having quite a successful day today, I have also managed to get a couple of surveys on PA, up to £14.07 on there so I'm getting close to my third cash out from there.

EssexHebridean

Ahh well done DFD that looks like a lot of progress all round - and especially on updating budgets to make them realistic. The whole thing with budgeting is that you learn as you go alone - and pretty much all of us have bounced off the thing of making things too tight in the first instance I think.

You're beating me on PA too - I got 25p on there today! :rotfl:

Willowtree222

You have made progress today, which is fab.

I think the realistic budget is a good idea too. I also love Yankee so don't blame you for having a little treat.

x