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Advice on 0% Balance Transfer
BulletCraig
Posts: 85 Forumite
in Credit cards
Just looking for a bit of advice. I have a balance of around £2500 on my MBNA Platinum Plus card. The 0% on purchases is due to run out next month so I was looking for a good deal to transfer the balance to another card without incurring any BT fees.
I wouldn't be looking to buy anything on the new card as I'm happy with my MBNA card and will be paying the balance in full each month so the rate on purchases is irrelevant. I do also have Barclaycard and Capital One Visa cards (both have 0 balances and I should really get round to cancelling one of them at some point) so I imagine neither of those would be an option.
It's not the end of the world if there are no available offers as I can pay the full balance if needed. I just figured if there are offers available to transfer the full balance without any fees then I'd be an idiot not to take another 6 months or so free credit.
I wouldn't be looking to buy anything on the new card as I'm happy with my MBNA card and will be paying the balance in full each month so the rate on purchases is irrelevant. I do also have Barclaycard and Capital One Visa cards (both have 0 balances and I should really get round to cancelling one of them at some point) so I imagine neither of those would be an option.
It's not the end of the world if there are no available offers as I can pay the full balance if needed. I just figured if there are offers available to transfer the full balance without any fees then I'd be an idiot not to take another 6 months or so free credit.
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Ask Barclaycard if there are any 0% BT offers for current cardholders. They regularly send me offers, sometimes with no fee.ac's lovechild0
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