older (25) first time driver, very expensive car insurance quotes

pablo8732

I'm 25, so a bit older than usual first time drivers, but I only ended up getting my license a few months ago. I'm looking to buy a small first car, something like a Corsa, and I have been looking at car insurance quotes on the usual websites, and they are all over £2000!
That seems ridiculously high for what would be a very average car. This is for paying annually, monthly payments make it close to £4000 in total.

Any advice on how I can reduce this? Doesn't seem right. Its an extortionate amount of money.

Marvel1

It's correct based on inexperience, I can only suggest reading this article in tips:
http://www.moneysavingexpert.com/motor-insurance

Doesn't help with people claiming so called whiplash injuries.

Car_54

The Corsa is the archetypal first car, bought by a 17-y-o and written off within the first year. Try some quotes for "family" type cars instead, e.g. Focus, Mondeo.

Carrot007

Car_54 wrote: »

The Corsa is the archetypal first car, bought by a 17-y-o and written off within the first year. Try some quotes for "family" type cars instead, e.g. Focus, Mondeo.

Aye, even a non 1.0 Corsa would probably reduce the quote.

worried_jim

Just about every Corsa ever will be at some point be wrapped around a tree or take out a bus stop of old dears hence the high quotes. Way too popular with chavs.

https://inews.co.uk/essentials/lifestyle/cars/car-news/bad-news-corsa-drivers-used-car-warnings-rise/

Gloomendoom

Also, a loan to pay the premium in full would probably be cheaper overall than paying in instalments.

Iceweasel

I agree with the previous posts - forget a Corsa - go for a car that does not carry the 'chav' image.

Any car that is typically driven by someone wearing a baseball cap on backwards is going to have expensive insurance.

Also look to having an older relative as an additional driver - which in most cases should reduce the premium.

DoaM

It may be an "oldies" car, but try quotes for a Honda Jazz. Or a similar such vehicle.

forgotmyname

Nephew wrote 2 Corsa's off, neither of them lasted more than a week before he crashed them.

parking_question_chap

Add an older woman on to the policy.

Will often reduce the price.

System

19 year old son, 1 years NCB.

MK6 Fiesta 1.2L, £1200 fully comp.
MK3 Ford Mondeo Estate, 2 litre, £750 fully comp.