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Am I committing Fraud or will it work?

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Comments

  • Lenders will run their own checks with the CRAs.
  • ok thanks xz81 so there is no point trying to get away with i might as well update correctly ?
  • Yes........
  • I deal mostly with cases with bad credit and see this a lot.

    As mentioned above, I want a credit report as it will give me a good idea of what is possible and what isn't. If you provide a broker with a credit report that you know doesn't truly reflect your circumstances all you will be doing is wasting their time and yours.

    Be honest about your credit issues, they will be found out regardless of how you tinker with your version of the credit report.
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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