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Nationwide flexidirect - some questions.

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Comments

  • Eco_Miser
    Eco_Miser Posts: 5,047 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I believe you can have a joint flexdirect, but not a joint saver.
    Check the T&Cs on NW's site to be certain.
    Eco Miser
    Saving money for well over half a century
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 10 October 2017 at 7:14PM
    kezzygirl wrote: »
    I have a quick question, both hubby and i have sole flexdirect and flex saver accounts, can we also open one of each jointly to reap the 5%?
    In total you can have 3 FlexDirect accounts (paying 5% AER) between you (1 sole each plus a joint), but only one regular saver each.
  • TheShape
    TheShape Posts: 1,923 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Eco_Miser wrote: »
    The NW RS is instant access, you don't need to complete the year if you need to feed LISA.
    binaryuniverse wrote: »
    I noticed that, after I looked a bit further in to it, the other day.
    I might look in to opening one, in a couple of months. Possibly in the new year, once Christmas is out the way.

    Why wait? If you can fund it now you might as well be earning 5% on whatever you can and if it's still available next October you can start a new one. If you wait until the new year and they withdraw the account/reduce the interest payable from, say, next November you'll have missed out. They might even withdraw the account tomorrow!
  • binaryuniverse
    binaryuniverse Posts: 912 Forumite
    Part of the Furniture 500 Posts
    I know my options. Just accept people have their own path, at some point, and leave it at that. ;)
  • Kernel_Sanders
    Kernel_Sanders Posts: 3,617 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    binaryuniverse wrote: »
    I know my options. Just accept people have their own path, at some point, and leave it at that. ;)
    The advice TheShape gave is valid, so maybe you should accept that there is a wider audience on these boards.
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