We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Buying a static caravan....need for insurance
Options

Therese1
Posts: 160 Forumite


My friend is looking to buy a brand new static caravan on her retirement. She has started going to sites to understand more and to get ideas well ahead of the purchase.
Her question is.., apparently you must pay for the caravan in full in advance and it will be delivered and installed on site in about 3 or 4 months.
However, what happens if something goes wrong in that period before delivery, e.g. The company goes bust and no caravan is delivered. Is there any insurance available for this rather than ending up in the queue and bunfight with Administrators for refunds etc.?
I'd be very wary of paying full upfront but she is convinced this is the only option any of them are giving. Obviously credit card not a full option...this'll probably only be good for the deposit.
T
Her question is.., apparently you must pay for the caravan in full in advance and it will be delivered and installed on site in about 3 or 4 months.
However, what happens if something goes wrong in that period before delivery, e.g. The company goes bust and no caravan is delivered. Is there any insurance available for this rather than ending up in the queue and bunfight with Administrators for refunds etc.?
I'd be very wary of paying full upfront but she is convinced this is the only option any of them are giving. Obviously credit card not a full option...this'll probably only be good for the deposit.
T
0
Comments
-
You can pay as little as £1 on a credit card and the whole amount is protected. By section 75. Job donemake the most of it, we are only here for the weekend.
and we will never, ever return.0 -
You can pay as little as £1 on a credit card and the whole amount is protected. By section 75. Job done
...up to a limit of £30,000.
No idea on the price of the OP's friend's prospective purchase, but that limit needs noting.
Edited to clarify:
The whole purchase price must be a maximum of £30,000.
So if the purchase price is £30,001, then Section 75 of The Consumer Credit Act offers no protection.
Read more about S75 protection here:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards