Cancelling insurance, outstanding claim in progress

neilmcl

debtdebt wrote: »

A lot of people chatting rubbish here.

As long as your son was covered on the day of the accident and wasn't behind with his payments at the time, the insurer will have to deal with the insurance claim as normal. As long as he cancels his insurance properly and is up to date with payments there is no problem.

You really need to read what people post carefully before making making stupid, disparaging remarks like this.

Warwick_Hunt

fiisch wrote: »

Just to clarify - what matters is he was insured on the date of the incident. If someone makes a claim in five years time (unlikely!) relating to personal injury from the accident, his insurer at the time of the accident would be called upon to deal with the claim.

That said, cancelling the policy mid-term with an open (and sounding like it will be a fault claim) will mean that the policy will need to be paid up in full.

Unless they were under 18 at the time of the accident they'd be too late to claim.

Quentin

Warwick_Hunt wrote: »

Unless they were under 18 at the time of the accident they'd be too late to claim.

Minors injuries can be claimed right up until they are 21


Otherwise claims for injury must be made within 3 years.


Claims for damage to property can be much longer after the event - they must be made within 6 years.