We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Advice, comments please,newbie

13»

Comments

  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    Have you considered putting a small amount into P2P lending? 3-10% is easily achievable on a variety of platforms.

    I want at least double figures to mitigate the risk on my p2p lending.
  • Yes, same for me, personally I am fully invested in 10-12% platforms. However I know that these sort of rates come with higher risks and require a little due diligence that not everyone wants to undertake.
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    Yes, same for me, personally I am fully invested in 10-12% platforms. However I know that these sort of rates come with higher risks and require a little due diligence that not everyone wants to undertake.

    Maybe, I'd probably argue there is little correlation between p2p returns and risks, especially as many of the lower paying platforms are black boxes whereby you don't see any due diligence behind loan security, if that exists at all.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.8K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.4K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.