Credit Rating for an EE phone contract?

[Deleted User]

Thanks for resurrecting a 4 month old post.

Anyway this is a money saving site so it’s correct to ask the question “why pay £1000 on a phone when you can spend £100 on one”.

Anyway to answer your question you don’t need (or have) a credit score to get a phone.

vacheron

Lord_Grep wrote: »

+

I have no debt at all. I came here looking for an answer to "How much of a credit score I would need to get a vodaphone contract for an apple watch.....

If you have no debt, then you must have some savings. In which case do what I have done with my last 3 iPhones and walk into the apple store, say "i would like to buy this apple product please." Pay the salesman and walk out with it. No score needed at all

As others have said, this is a money saving site, I'm sure there are many other websites and forums focusing on the phones primarily, but this is not that site and the reason for the responses from the seasoned posters is because they have seen dozens of previous posts like this spiral back into the same debt trap time and time again.

The iPhone is a top end phone and the Apple Watch is a top end smartwatch and far cheaper alternatives exist which do fundamentally the same job. If someone came here saying "I have just got out of debt but "fancy" the new Bentley, or a Gucci suit, would you not expect a similar response?

Lord_Grep wrote: »

+
Before you all tell me how frivolous this is, I want to help you not make a @#£% out of your self. The reason I want one is that I am disabled, and on my own, and the fall down, and the heart monitor will make me feel a lot safer, I also want to make an app for it to automatically call 999 with all the details, and unlock the front door if you are at home.. I then want to put together an easy to install kit for those who are like me, infirm, and alone.

Now my case could be reasonably summed up for this forum as "I have a credit score of 825" do you know what EE or Vodaphone need as far as a credit score is concerned". I'm trying to think just how mad I would be if some mega user of the site started casting me in a bad light because I find a need to pay £600 on a watch.

Your App sounds like a great idea, but why develop it on luxury hardware?
Without generalising, if the app is developed for the infirm, elderly and alone, would the majority of the target market be in both the financial and technically astute position to own and run at least £600 worth of cutting edge hardware before they could use the app?

If you are planning on developing and marketing an app, why use a £600 hardware platform when there are already dozens of sub £100 or even £50 smartwatches designed for the elderly and infirm which can measure pulse and movement, raise alarms and send these results over a mobile connection?

Lord_Grep wrote: »

+Guys, if you spend your whole life trying to save as much as possible, and spend as little as you can, great, what ever makes you happy. For the rest of us, we see money as a means to an end. We like shiny stuff, or cool stuff, and we want to own the stuff rather than looking at a number on a cash point screen. Come to money shaming experts, where others feel it is their right to shame you for wanting to get nice things.

Be careful not to make the common mistake that just because people spend as little as they can they don't like / have nice things.

Example. I have just bought a pair of BT whole home mesh wireless hubs which originally RRP'd at £199 and I paid a total of £9.95, (brand new, factory sealed, and directly from BT). Now someone else will have paid full price for these and then got them on credit paying possibly a further £50-£100 in interest over 36 - 60 months.

The end result is that we both have the same "shiny cool thing" but one of us paid THIRTY TIMES more than the other. Plus I have the remaining £290.05 on my "cashpoint screen". How can that be a bad thing?

DCFC79

!!! wrote: »

Thanks for resurrecting a 4 month old post.

Anyway this is a money saving site so it’s correct to ask the question “why pay £1000 on a phone when you can spend £100 on one”.

Anyway to answer your question you don’t need (or have) a credit score to get a phone.

Maybe its the early morning you posted Gary but the thread is over a year old, 16 months by my reckoning.

[Deleted User]

DCFC79 wrote: »

Maybe its the early morning you posted Gary but the thread is over a year old, 16 months by my reckoning.

I still think it’s 2018 :beer: