Equifax Scandal Has it gone too far?

meer53

sargeantsalt wrote: »

Genuine question: What types of things would you consider to be more important than "data"?

Life in general. Earning money, looking after my kids, making sure we're all healthy, respecting other people, being a good human being ? I really don't understand this obsession with worrying about things like "data"

I'm not going to be breathing my last breath saying "well at least no-one used my "data"

Shakin_Steve

d123 wrote: »

You did well, I think I started losing the will after about 5 lines...

It’s like

No one is forcing you to read that, or any other, post. But, if you can’t be bothered reading it, then you really shouldn’t comment on it.

PixelPound

tenchy wrote: »

I'm curious as to how you found out that stuff about him - 192.com or similar? They only have edited electoral register data.

A similar service, most people don't opt-out on the registers.

sheila50

This is happening more and more, our data cannot be kept safe by organisations or companies so how are we expected to keep our information safe when they are sharing or selling it, or having their so called 'security' breached.

there must be more regulation and real consequences for these breaches and for non consented sharing or selling.

badmemory

Does anyone actually believe that even one of those 3 execs didn't know exactly what they were doing when they sold those shares? Do they really think we are all quite that stupid? When are they going to get charged with insider trading?

PixelPound

sheila50 wrote: »

This is happening more and more, our data cannot be kept safe by organisations or companies so how are we expected to keep our information safe when they are sharing or selling it, or having their so called 'security' breached.

there must be more regulation and real consequences for these breaches and for non consented sharing or selling.

There needs to be a modification to the law that allows people to request what personal information is kept and the option to have certain parts deleted. This obviously doesn't mean all data be deleted, if there is a legitimate reason to keep it. The CRA need to be able to say whet credit your have and how well you have kept it, but they don't need full card numbers or card numbers (not sure if they do get given that).

sargeantsalt

The French do not have credit reference agencies. Instead, they have a national black list called the FICP.

There is no routine data sharing at all in terms of credit accounts and ongoing payments/positive data, customer identities, etc.

The only way you will get an FICP record is if you fail to pay money you owe on a financial credit product.

Before you are listed on FICP, the lender must send warning notices and allow time to resolve any dispute/make payment.

If you pay on time, your data is kept confidential. If you default you get listed until you pay what you owe.

The above system is far better and fairer than the UK system. Lenders have an effective and simple way to get what they are owed and avoid risky customers.

PixelPound

Can you check your FICP?

System

The DVLA are the worst abusers of data protection breaches in the county in my eyes.