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End of moratium period
Comments
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Well done.
There's nothing you need to do but it is worth printing off the entry on the insolvency register next week as it will show that you completed your DRO, in case anyone wants to dispute that.
It's also worth getting copies of your credit reports to make sure all the default dates pre-date the DRO date.0 -
Congratulations !!
You don't get any formal recognition of it ending, like in an IVA, your debts just get automaticly written off.
Just be aware some creditors sell these debts on sometimes, you need to be vigilant for a while.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
😱 what happens if they sell them on?0
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😱 what happens if they sell them on?
The debt has been written off by the DRO, so you need to inform the new owner of the debt of this fact, also provide evidence of your DRO.
You won't be liable for the debt obviously.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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