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debts and stepchange

Col81_2
Col81_2 Posts: 69 Forumite
in Credit file & ratings
Hi,

My credit score is shooting up on Experian. Now 608 was 99 in Jan17. I entered stepchange debt plan 2 years ago. all my debts that are in the debt plan are not showing on experian. Why would this be???

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Because the scores are made up, and your creditors may be reporting to other CRAs.

    Check the other two to get a full picture of what a lender may see.
  • Narkynewt
    Narkynewt Posts: 118 Forumite
    You need to check equifax and noddle as well. Noddle is free, you can get 1 month free with equifax but be aware you have to call them to cancel rather than do it online so put a note on your calender a few days before your time runs out!
  • StopIt
    StopIt Posts: 1,470 Forumite
    Narkynewt wrote: »
    You need to check equifax and noddle as well. Noddle is free, you can get 1 month free with equifax but be aware you have to call them to cancel rather than do it online so put a note on your calender a few days before your time runs out!


    ClearScore covers Equifax and is free also.

    In debt and looking for help? Look here for the MSE Debt Help Guide.
    Also, If you need any free and impartial debt advice, the National Debtline, Stepchange, and the CAB can help.
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