Ashamed to be back again

comeandgo

Would The Cinnamon Trust, a charity that walks dogs for housebound people help?

skintandfat

fatbelly wrote: »

Wasn't it an invention of Cameron and/or Iain Duncan Smith in the Welfare Reform Act 2012?

I wasn't aware of it before that, and as far as I know, Labour has always been negative about it.

Whether they could afford to make all the changes they have suggested is another question.

The Tories extended the bedroom tax to social housing, Labour introduced it for private sector rents in 2007

fatbelly

skintandfat wrote: »

The Tories introduced the bedroom tax to social housing in 2013, Labour introduced LHA rates for private sector rents in 2007

Corrected that for you...

PippaGirl_2

Today the bank have assured me they will refuse any attempts from Wonga to take money from my account. They're sending me a letter to confirm this.

I have also read in detail the info from Wonga about cancelling the CPA and followed that to a T. Do I set up a standing order to pay them £1 per month to make them the same as the other 3 creditors?

Once my SOA is sorted into reasonable figures I will contact national debtline for advice. I'm really hoping a DRO is possible.

PippaGirl_2

comeandgo wrote: »

Would The Cinnamon Trust, a charity that walks dogs for housebound people help?

I will look into that though there are no walks here within walking distance so she'd need transporting to walking places and sheds fur like you wouldn't believe so she wouldn't be the most popular dog to transport. Plus she swims or rolls in any wet mud or water and stinks the car out on the return journey. I miss having a car, when I had a car I could drive her places and sit and let her run around etc the loss of my ancient car has had a major affect on the family.

Thanks everyone for your help.

Piggywinkle

PippaGirl wrote: »

II I don't have to leave my cashminder account with the co-op I won't, so I won't be switching anything over until I know for sure. They've been brilliant and really helpful.

I went BR in September last year (a matter of days until I'm discharged!) but I called up Co-op first about my Cashminder account. They didn't mind a bit that I was going BR and when I did they didn't bat an eyelid. Give them a call beforehand if you want to put your mind at rest.

StopIt

PippaGirl wrote: »

I will look into that though there are no walks here within walking distance so she'd need transporting to walking places and sheds fur like you wouldn't believe so she wouldn't be the most popular dog to transport. Plus she swims or rolls in any wet mud or water and stinks the car out on the return journey. I miss having a car, when I had a car I could drive her places and sit and let her run around etc the loss of my ancient car has had a major affect on the family.

Thanks everyone for your help.

Look into friendly neighbourhood groups too.


My local area has one that does this sort of thing, as well as prescription runs, household help etc for people in need. It's linked to the Town Council but totally run by people in our town. Look up your local town/parish council to see if something similar exists around you.

PippaGirl_2

Piggywinkle wrote: »

I went BR in September last year (a matter of days until I'm discharged!) but I called up Co-op first about my Cashminder account. They didn't mind a bit that I was going BR and when I did they didn't bat an eyelid. Give them a call beforehand if you want to put your mind at rest.

Yet another Stepchange incorrect advice. Emotionally, I wish I'd never phoned them. Even phoning the Co-operative bank this morning about stopping the Wonga payment, they couldn't have been more helpful or reassuring.

PippaGirl_2

debt_doctor wrote: »

Thanks Pippa, I'll check that tomorrow.
DD

Have you had a moment to go over my SOA yet debtdoctor? I worry you're doing too much and I shouldn't be pushing :embarasse:

Pobby

Pippa, no advice here but thinking about you. I have had mental health problems and it is no fun. Just keep posting and I am very sure that you will get this sorted. My very best wishes.