We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Stay and suffer, or use a debt free service :/

2»

Comments

  • EssexHebridean
    EssexHebridean Posts: 24,678 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think you do need to do some further research - things have moved on massively in the last few years. As far as the job thing goes - do you work in an environment where it's ever even likely to be relevant? There are certainly some roles where bankruptcy is an absolute no-no - but if you're not in one of those roles, or looking to get into that sort of role, this is probably irrelevant.

    Why not post your worries over on the bankruptcy board - they'll be able to reassure you.

    Get that SOA done and posted - the sooner you do it, the sooner you know where you stand, and the sooner you can halt the slide.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • I think I may just do that.

    Half way through my SOA.

    Thanks all for your advice.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.