Tenant Sadly Deceased

mark5

What would a local authority or housing association do in in this scenario?, I would do exactly the same if I were the OP.

If the tenant owned the house with a mortgage, the mortgage company would still expect payment, why should the op be any different, he's running a business not a charity.

diggingdude

Really don't get the hostility to the landlord here. Doesn't seem a bad sort

shortcrust

What a horrid site this must seem to new members like the OP. I'm embarrassed by some of the responses.

davidmcn

mark5 wrote: »

If the tenant owned the house with a mortgage, the mortgage company would still expect payment, why should the op be any different, he's running a business not a charity.

Not sure that's really comparable, but anyway in practice lenders will tolerate monthly payments drying up for a while until the executors sort out probate and (possibly) marketing the property, as they know the loan will be redeemed reasonably soon. And if it isn't, they'd still need to go through the usual repossession procedures before they could evict, not just march in and clear out the deceased's stuff.

rtho782

£750+VAT for a front door, is £900, which is what we paid for a high end composite door.

If you're paying that for a standard UPVC job, you're being ripped off.

But, if insurance won't cover you, nobody else will.

getmore4less

mark5 wrote: »

What would a local authority or housing association do in in this scenario?, I would do exactly the same if I were the OP

There are a few post on the probate board about councils hounding the relatives to pay the rent and get the stuff out in a week.

BaileySJ

Crashy_Time wrote: »

If you have been taking HB payments for any length of time you should be able to cover a new front door surely, it can`t be much more than a months HB payment? What would you have done in a case where the tenant smashed up the flat and left without paying rent?

The HB payments (after 10% agency fee deduction) is £324 pcm. The mortgage is £339 per month - so a £900 door is significant. Luckily I have personal savings I can use, but is a cost I could really do without at the moment.

AdrianC

BaileySJ wrote: »

The HB payments (after 10% agency fee deduction) is £324 pcm. The mortgage is £339 per month - so a £900 door is significant. Luckily I have personal savings I can use, but is a cost I could really do without at the moment.

So that's £15/mo top-line loss, before any costs.

I have to say that it doesn't seem like the most sensible of business plans you have...

45002

BaileySJ wrote:

The HB payments (after 10% agency fee deduction) is £324 pcm. The mortgage is £339 per month - so a £900 door is significant. Luckily I have personal savings I can use, but is a cost I could really do without at the moment.

Hope you don't mind me asking have you or EA informed the housing benefit dept that the tenant has passed away, If not you need to ..

BaileySJ

45002 wrote: »

Hope you don't mind me asking have you or EA informed the housing benefit dept that the tenant has passed away, If not you need to ..

Hi - yes the department was contacted by the letting agent and myself - the payments were made directly to the agents rather than the tenant in this instance.