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Default on CF after settling loan two days late!
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Ok thanks for your help.0
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I was working freelance but have been in permanent, full time job since March.
Re deposit - parental contribution combined with partner has a strong income / credit rating.
In which case, it may be best to avoid being on the mortgage altogether until your credit history is better. At this time, a joint application may well be dragged down by your credit file, instead of helping it. Talking to a good broker will give you better advice however.
In debt and looking for help? Look here for the MSE Debt Help Guide.
Also, If you need any free and impartial debt advice, the National Debtline, Stepchange, and the CAB can help.0
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