Vanguard life strategy

Carmk2008

Can anyone point me in the right direction as to where I can find out what my VLS is returning through fidelity. I want to double the amount I am putting pm but would like check this first. Thanks.

dunstonh

Fidelity have factsheets you can view on every fund they offer.

AnotherJoe

Any particular VLS fund will surely return the same wherever its held? So just look it up on any website.

Then there will be a charge/charges on top for the service its held within, which is separate and dependent on potentially multiple factors.

p.s. I note that you say you want to see what its returning. You can only see what its returned in the past. This is different to what it will return in the future.

Carmk2008

Yes I would like see what the fund has returned for the month or last quarter or however it done.

dunstonh

Carmk2008 wrote: »

Yes I would like see what the fund has returned for the month or last quarter or however it done.

You do realise that month or quarter are totally pointless when it comes to looking at performance?

They are far too short term to get any meaningful information from. Was it a good month, a bad month, a nothing month. With a typical economic cycle being over a decade nowadays, that was just 1/120th of the cycle. It really tells you nothing of any use.

Carmk2008

Yes I know that a month or quarterly is short and would be better looking at last 5-10 years. I am only looking for advice on where to look at how it's performing at a quick glance. I am in this for the long haul 20 plus years so I'm not going to make any decisions based on the last month although going by my post it may seem that way.

bostonerimus

Just go to

http://www.vanguard.co.uk

for example here is the overview for VLS80
https://www.vanguardinvestor.co.uk/investments/vanguard-lifestrategy-80-equity-fund-accumulation-shares/overview

or type in VLSxx into Google and look at the morningstar, hargreaves or trustnet links that are close to the top.

AnotherJoe

Carmk2008 wrote: »

Yes I know that a month or quarterly is short and would be better looking at last 5-10 years. I am only looking for advice on where to look at how it's performing at a quick glance. I am in this for the long haul 20 plus years so I'm not going to make any decisions based on the last month although going by my post it may seem that way.

Seeing how it did last month isnt giving you any useful information at all. Indeed you dont really need to know how its done last week month or year anyway.

What you need to decide is, are you happy to invest in the world economy through an index fund?, (tilted towards the UK in the case of vanguard VLS), over the next 20 years.

If so, Vanguard is one of the cheapest ways of doing that. When you look at "Vanguards" performance you are really looking at the world economy's performance.

If VLS did "poorly" that just means that the world economy (more accurately, stockmarkets) overall did so. Any other index fund with a similar mix would have done the same. So seeing what it did last month tells you nothing unless you think knowing that world stockmarkets rose or fell x% last month means you should or shouldn't invest over the next 20 years. And if you think that, you shouldn't be investing.

Superscrooge

Carmk2008 wrote: »

Can anyone point me in the right direction as to where I can find out what my VLS is returning through fidelity. I want to double the amount I am putting pm but would like check this first. Thanks.

From the 'Funds,Trusts & ETF's' tab on the Fidelity homepage. If you select 'Chart & Compare' you can then search for whatever fund you are interested in and see how it has performed over any time period from 1 month to 5 years and compare it to the performance of other funds.

Carmk2008

Superscrooge wrote: »

From the 'Funds,Trusts & ETF's' tab on the Fidelity homepage. If you select 'Chart & Compare' you can then search for whatever fund you are interested in and see how it has performed over any time period from 1 month to 5 years and compare it to the performance of other funds.

Thank you exactly what I'm looking for, going by that the VLS100 has consistently went up over the last 5years. I know it might be different over the next 5 years but all good so far

dunstonh

Carmk2008 wrote: »

Thank you exactly what I'm looking for, going by that the VLS100 has consistently went up over the last 5years. I know it might be different over the next 5 years but all good so far

None of the Vanguard LS funds have been through a period of significant volality. They were launched after the last one.

VLS100 would be expected to lose just above half its value in events like the dot.com crash or the global recession. Had it existed previously, it would have been a consistent underperformer in the early/mid 2000s due to its heavy US weightings. That period say anything with heavy US weightings generally suffer a lag. The period you have invested has seen anything heavier in US do better.