Freezing credit reports

Martin68

Hi is it possible to freeze your credit reports for example noodles, equifax etc, to prevent anyone from looking at it, I think someone obtained certain details about me , direct debits payments etc.. To use to access my report,


Thanks, great site

MEM62

Was the enquiry against your report a legitimate one or are you suggesting that someone has been given access that should not have access to the information?

DCFC79

Martin68 wrote: »

Hi is it possible to freeze your credit reports for example noodles, equifax etc, to prevent anyone from looking at it, I think someone obtained certain details about me , direct debits payments etc.. To use to access my report,


Thanks, great site

I don't believe you can freeze them but speak to the 3 agencies concerned, they will advise you what to do.

MEM62

MEM62 wrote: »

Was the enquiry against your report a legitimate one or are you suggesting that someone has been given access that should not have access to the information?

I guess we'll never know.............

DCFC79

Credit-Express wrote: »

Dear, Martin68

Whilst a credit file cannot be frozen, the credit reference agencies can provide the platform needed to raise a dispute regarding a fraudulent item appearing on it.

For example, if someone has attempted to obtain credit using your details and therefore placed a search or credit account on your file, it would be possible to have this data investigated and then removed if found to be placed via unauthorized use of your identity.

The mainstream agencies such as Experian and Equifax are working with CIFAS, which protects vulnerable people from identity fraud.

Whilst being on the CIFAS register will not reduce your credit score, some lenders might be unable to provide an instant response to future applications for credit and could also require the sending of identification if in doubt.

Sounds like your posting as a representative from Credit Express ? If thats the case you need permission to do so.