New Driver "Black Box" Car Insurance - Concurrent Policies

rs65

I take it you have a policy and your son has a separate one at the moment so you are looking for a third. Would it not be cheaper for one normal policy? (I am no fan of black box policies)

rudekid48

Admiral or Direct Line by any chance?

glentoran99

YorkBluenose wrote: »

That's the crux of my problem. Yes, I can get a policy for my daughter from another provider, but they will want their black box fitting. Can only fit one box (it goes in the 'OBS' port for which there is only one in the car). And whilst simply swapping one out for the other as determined by who's driving would not be too onerous, the current insurer insists (for reasons unknown to me) their device is installed at all time, regardless of who's driving.

I appreciate I can't force them to change this. The solution is cancellation without incurring any charge and I find another insurer happy to sell two policies.

cheers

Think its easy enough explained, Means the policy holder cant just unplug it and go for a joyride

takman

YorkBluenose wrote: »

I sense its a deficiency with their tech, although I am unclear why i) they need the black box installed all the time, irrespective of who is driving, and ii) why they can't differentiate between drivers given the need to login before each journey.

They can't prohibit another policy, but the moment I unplug their device, their policy becomes invalidated. Hence, only one New Driver can be insured for the car. I need to research offerings from other providers, there must be a company willing to insure both drivers and gain the income from two policies,

cheers

As rs65 said; why do you need to unplug their device?. What's stopping you having both fitted ?