Missing Current Accounts

MattyHughes

Hi Everyone,

I've viewed my credit report though the Money Saving Expert's credit club and two current accounts seem to be missing from it. (both with the same bank, although a credit card with that bank is there)

Should i do something about that? The both have overdrafts arranged on them so count as credit.

Thanks,

[Deleted User]

Not all current accounts are reported.

And not everyone reports to Experian, but to Equifax or Call Credit.

You don't need to take any action.

cjmillsnun

It's worth signing up to clearscore and noddle as well so you can get the Equifax and Call Credit reports.

binaryuniverse

Were these accounts registered to addresses you didn't detail, when signing up to MSE? That can have the effect of not finding them, when building the report.
If so, delete your account, and re-register, detailing ALL your addresses over the last 6 years.

speedyrite

A/c opened long ago perhaps? Realised last year that current a/c was not being reported to any of the 3 main CRAs. Turned out it was because the a/c was opened in 1990 and they didn't hold permission to share info about it. Gave permission to bank and now it shows on all 3 main CRAs.