Unknown restrictive covenants

ric1982

Hi,

Is there a way to find out what are the exact covenants are (where its not specified in Land Registry document, but it says they exists)? I know you can buy indemnity insurance for it however,

If its unknown at the time of purchase and it crops up later date and if it's something like 'right of a way for the neighbours for their bin' then its sort of a law in which case it may not be covered by indemnity insurance (I think).

Is there a way find out what exatly are these covenants?

Any idea?

jimbog

Looking at the next door neighbour's title online might help

moneyistooshorttomention

I've been able to find out about restrictive covenants that I wasn't aware existed on a property before now by looking on the Register entry for that property that the Land Registry holds and up they came on that property and I wasnt even aware they existed and so wasnt looking for them. Cost £3 online or £7 as paperwork.

Anyone can buy that from LR.

G_M

If they are mentioned in the Title Register at the LR, in most cases it will refer to their source eg "in a conveyance/Deed dated xxx between abc and efg there are covenantsblah blah..." If it then says 'Copy filed' that means the LR holds the Conveyance referred to. You can apply for a paper copy for £7.

If it does not say 'copy filed' then the LR probably does not have a copy.

Either the Beneficiary of the covenant, and/or the obligated party, may hold the original. Where this relates to a property you on, you should have received the document on purchase.