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New but not new - Year 1 of 5!
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Totals for online earnings the Mse way amounted to just over £95 in September. Not a bad start and certainly more than I expected. I am aiming for £50 a month, which over the 5 years of this challenge would give me £3000 of "money for nothing" which we can put towards travelling and doing exciting things once the mortgage is clear.
It's a good start.
Happy new month too...although because today is not a working day, my mortgage doesn't go out until tomorrow and I can't update the snowball until then.
Only one month now until I can remortgage.....can't come quickly enough!!!
Oh, and on the last day of September I failed. I bought 2 pairs of sandals in the sale for Abu Dhabi......0 -
You dident fail.
You just dident quite manage it!
£95 is great in month.
You are on fireI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Haha I love that. You're right....I just didn't quite make it. On the plus side, it means I don't need to buy any in October!
I've scanned some books into ziffit to give that a try for the first time. I'll report back in due course but I do need to find an appropriate box to pack them into first!!0 -
Just been to the supermarket. Used a £2.59 voucher and have got £18.85 to come back from shopmium. Got to love free coffee, cereals and bread. Am chuffed to bits:D:D:D0
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Great result :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Your 'free money' earnings are brilliant!Original mortgage £112,000 . Final payment due August 2027.
Mortgage neutral achieved August 2020 - 7 years early!!!0 -
When I think of what I used to do last time I was here, this is nothing! I'm happy with this level though and if I can get anywhere close to sustaining it, I shall be very happy indeed over the course of the next 5 years.
If only I'd kept it up in the interim few years!!0 -
Mortgage payment has gone out and signature has been updated. I now only need £114,913.98 to be mortgage neutral.0
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Well done on all counts! And I'm sure you needed those interim years free of dfw/mfw, it's only fair
Roll on mortgage neutrality.2023: the year I get to buy a car0 -
Hi
I remember you from first time round, welcome back
Your new diary is already inspiring me.
I also want to start looking at paying my mortgage off early once I've sorted out my remortgage etc
Can I just ask, are you saving rather than actually overpaying the mortgage?0
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