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RBS can't find loan details

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Comments

  • Lally
    Lally Posts: 795 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    1) i replied twice the other day and they didn't appear
    2 ) why is everyone so !!!!!y? Jeez.

    I thought I would have one more try as the deadline is looming. So shoot me
  • Lally wrote: »
    So shoot me

    It's a kind offer but we're not really allowed to.
  • sourcrates
    sourcrates Posts: 31,687 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Just to clarify the situation for you, claims management companies are mainly for people who are :

    (A) Too lazy to write a letter themselves,
    (B) Ignorant of the fact they can do this themselves,
    or
    (C) Are otherwise incapable of doing this themselves.

    A successful claim can only be made if either you or the creditor, still has access to paperwork or information about the figures involved.

    No amount of clever wording is going to change that.

    It seems you are aware of the loan amount involved, and you have a reference number, if i were you i would write back and and state those facts, tell them they should be able to work out an average amount you may be due back, and ask for that amount to be repaid to you as a "gesture of goodwill".

    That is your only hope now.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • sourcrates wrote: »
    tell them they should be able to work out an average amount you may be due back, and ask for that amount to be repaid to you as a "gesture of goodwill".
    The Bank won't be paying out a "Gesture of Goodwill" on a complaint that was rejected more than two years ago. Any attempt to re-open the complaint will be met with a reiteration of the original rejection.
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