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Cash advance or not?
bunty109
Posts: 1,265
Forumite
in Credit cards
I want to get some dollars for a holiday to the States. My bank will let me order them online with a credit or debit card or I could go to M&S bureau de change and buy them there the same way. I have a 0% on purchase M&S credit card at the moment.
If I buy the dollars using my 0% card will the currency be treated as a cash advance and will I then be charged interest or will it be an interest free purchase?
Any help from anyone with experience would be appreciated!
If I buy the dollars using my 0% card will the currency be treated as a cash advance and will I then be charged interest or will it be an interest free purchase?
Any help from anyone with experience would be appreciated!
MFW 2019#24 £9474.89/£11000 MFW 2018#24 £23025.41/£15000
MFi3 v5 #53 £12531/
MFi3 v4 #53 £59442/£39387
MFi3 v5 #53 £12531/
MFi3 v4 #53 £59442/£39387
0
Comments
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M&S treat foreign currency bought from them as a purchase transaction.I have a 0% on purchase M&S credit card at the moment.
If I buy the dollars using my 0% card will the currency be treated as a cash advance and will I then be charged interest or will it be an interest free purchase?
As such, you'll enjoy 0% interest.
Travel Money
Summary Box0 -
That's brilliant! I'm off to Marks now so I can sort it out!MFW 2019#24 £9474.89/£11000 MFW 2018#24 £23025.41/£15000
MFi3 v5 #53 £12531/
MFi3 v4 #53 £59442/£393870
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