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Better to pay down revolving card or stooze?

Hi all

I think my credit balance is what's holding my credit score back

Is it more beneficial to use spare cash to:
- keep balance on revolving card permanently lower?
- pay down the stoozing card a little?

Thank you:beer:

Comments

  • System
    System Posts: 178,364 Community Admin
    10,000 Posts Photogenic Name Dropper
    Revolving card currently cleared in full by DD but utilisation a little high
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The score is irrelevant. If you're benefiting from stoozing, continue as you are.

    It may only become an issue if you're seeking further credit.
  • System
    System Posts: 178,364 Community Admin
    10,000 Posts Photogenic Name Dropper
    I'd like to stooze more eventually, but failed a credit check a few months ago so I'm trying to reassure them a little now in the hopes of borrowing more later. I'm aware that my credit file is still quite slim

    Mortgage renewal a few years away
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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