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I want to sell my garage

I own a garage as part of my property, It's listed in the deeds of my house, which is mortgaged. However it is in a block about 50m down the road.

I want to sell it and use the money to build a garage/workshop attached to the house. (Planning won't be an issue here, there isn't a house in the road that hasn't been extended somehow) so I figure I don't have to worry about losing value from he property

I have someone interested in buying it from me, but what I don't know is how to do it. There is very little information online regarding this. Can anyone offer up some advice on how I need to proceed please? Many thanks.

Comments

  • Well I suppose you could start by getting some quotes from local solicitors.
  • Robin9
    Robin9 Posts: 13,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You do realise that the money you will get from the sale of your garage will get wallowed up by the legal costs.
    Never pay on an estimated bill. Always read and understand your bill
  • m0bov
    m0bov Posts: 2,780 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Rent it out
  • MobileSaver
    MobileSaver Posts: 4,377 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Can anyone offer up some advice on how I need to proceed please?

    The first thing you will need to do is ensure your mortgage lender will agree to you selling off part of your property...
    Every generation blames the one before...
    Mike + The Mechanics - The Living Years
  • da_rule
    da_rule Posts: 3,618 Forumite
    Sixth Anniversary 1,000 Posts
    If it's under the same title then it's a pretty straightforward sale of part.

    The complication arises with the mortgage. They will need to release their charge over the part of the land being sold. The criteria will vary from lender to lender but generally they will want a valuation based on how much the property is worth without the garage so they can be sure that there is still enough equity.

    You'll have to pay for the valuation. You'll probably (almost definitely) also have to pay for their legal costs and any other costs they care to throw in.

    So, when you add these costs, to your legal costs, you need to decide whether the end result is as financially lucrative as you think it is.
  • Slinky
    Slinky Posts: 11,626 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Robin9 wrote: »
    You do realise that the money you will get from the sale of your garage will get wallowed up by the legal costs.

    Depends where it is. Garages in blocks in Southwold go for over £30K. In parts of London, I'm guessing the sky's the limit.
    Make £2026 in 2026
    Prolific £177.46, TCB £10.90, Everup £27.79, Roadkill £1.17
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    Make £2025 in 2025  Total £2241.23/£2025 110.7%
    Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10

    Make £2024 in 2024 Total £1410/£2024 70%
    Make £2023 in 2023 Total: £2606.33/£2023 128.8%






  • Norman_Castle
    Norman_Castle Posts: 11,871 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    As above, renting it out would be much easier. Use the rental income to fund the new garage.
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