Help!

Julzw

My daughter has been driving my car for 5 years and i thought it was time to transfer the car into her name. So as her insurance was due on 23 aug I decided to transfer the car to her and backdate it to aug 1st 2017 and sent off the dvla new keepers details thingy. Then yesterday, she was in a car accident (not her fault). Now on her car app on her phone it stated that she wasnt taxed! I did not realise that she should have re-taxed the car also... my fault!! So she was in an accident in an untaxed car!! What is going to happen now??

Aylesbury_Duck

Julzw wrote: »

My daughter has been driving my car for 5 years and i thought it was time to transfer the car into her name. So as her insurance was due on 23 aug I decided to transfer the car to her and backdate it to aug 1st 2017 and sent off the dvla new keepers details thingy. Then yesterday, she was in a car accident (not her fault). Now on her car app on her phone it stated that she wasnt taxed! I did not realise that she should have re-taxed the car also... my fault!! So she was in an accident in an untaxed car!! What is going to happen now??

If she didn't tax the car from the date it was transferred, then no, it wasn't taxed. I'd suggest getting it taxed straight away. As for the accident, if it wasn't her fault then she will be able to claim from the guilty party's insurer. She must inform her own insurer too, but make it clear that she is claiming from the third party.

shaun_from_Africa

First off, don't panic too much.
Having an untaxed car doesn't have any effect on insurance so the worst that will happen is that your daughter will receive a penalty from the DVLA (I think it's £100 + whatever the back tax is).


Probably your best bet is to get the car taxed asap (if not already done) then just wait and see what happens.
It's possible that nothing will come of it.

Rover_Driver

Julzw wrote: »

So as her insurance was due on 23 aug I decided to transfer the car to her and backdate it to aug 1st 2017 and sent off the dvla new keepers details thingy.

She needs to have (and keep) the green 'New Keeper's Details' part of your V5C before you send it to the DVLA, the details from it are needed for her to licence the car.

Julzw

Rover_Driver wrote: »

She needs to have (and keep) the green 'New Keeper's Details' part of your V5C before you send it to the DVLA, the details from it are needed for her to licence the car.

Yes we still have that, we both live at the same address all thats changed is from my name to hers. I tried to do the tax online today and it said that the ref number was invalid so I rang them direct and got tax straight away.
I just didnt know that change of owner meant new tax, I thought my tax would have applied as it didnt run out till march.

Mojisola

Julzw wrote: »

I just didnt know that change of owner meant new tax, I thought my tax would have applied as it didnt run out till march.

That's how it used to work but now it's cancelled when the ownership is transferred and the new owner has to tax it afresh.

You'll get a cheque for the full months of tax that you haven't used.

waamo

Does the policy say what happens if a car is untaxed? It might have a section on it.

Julzw

waamo wrote: »

Does the policy say what happens if a car is untaxed? It might have a section on it.

couldnt find anything

Warwick_Hunt

Just make sure she pays the rent, I doubt very much anything more will be said about it.

Joe_Horner

waamo wrote: »

Does the policy say what happens if a car is untaxed? It might have a section on it.

It wouldn't matter if it did for a non-fault accident, and even for a fault accident they'd still have to cover at loeast third party liability by law regardless of anything in the contract. So she was still insured as far as "driving without..." is concerned no matter what.