Equity Mini Isa for this year.

Jake'sGran

I seem to spend weeks researching various funds and fund rmanagers every year and then get fed up and put money in one of the Invesco Perpetual Income funds. I don't have any particular goals but just like to use my ISA allowance. What do other folks think is the "way to go this year", any ideas?
China or India maybe. sometimes I think it might be more interesting - and no more expensive really for an almost non-taxpayer -to buy individual shares paying good dividends. Just interested in your thoughts as I realise no one can advise a particularl fund. Just now going to have a look at the rarely heard of Discretionary trust/fund as I read it is a gem that gets no limelight for some reason.

jimatko

Like a lot of people you have probably accumulated a mix of all sorts of funds but not many people will have done the wrong thing by placing money with IP.

Perhaps time to sit back and take stock of what you have, eg areas, type of fund etc. Then if Indian or China funds fit in then good. Perhaps also move some of the others around.

The question to ask yourself is - "if I had all of this money today to invest how would I invest it?"

Liz_the_Whizz

I must admit that for a balanced profile investor, I do find it more interesting to dabble in emerging and specialist markets. Though perhaps not so interesting if they fell by 50%;)

I quite like Allianz RCM BRIC All Stars as it covers all bases in the emerging markets. And it's up 44% over the last 12 months.

I am also looking forward to the launch of the New Star Heart of Africa Fund on 22 October. Certainly worth a look.

Otherwise, like you, I stick it in Invesco Inc/High Inc when I haven't got any better ideas;)

Jake'sGran

I will have a look at the Allianz one. The others I have apart from IP are well rated. I am particularly pleased with M&G Global Basics. It was a tip in the weekend Times one day. The money I have in M&G had been there a long time but never seemed to be doing particularly well. I didn't want to move it as I don't have to pay to change the investment fund. Within six months the fund had increased by £1000 and still seems to be doing well.