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Lodger - Queries

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Comments

  • Lurkingtoposting17
    Lurkingtoposting17 Posts: 158 Forumite
    Third Anniversary 100 Posts
    Haha GM you are normally so clear on the rules and regulations I must admit I am surprised you aren't telling me to tell them everything :A:A

    I must admit, I am concerned it is something that could rock the boat with my mortgage provider.

    She won't be in from day one, maybe day 5 as I need to decorate :rotfl:

    She will be there an ongoing basis, she thinks a year, I think she may move before that - it could be longer than a year.

    I know why they ask... but I guess I find it funny because when I turned 18 no one asked my parents to sign a deed on their mortgage saying I wouldn't claim it as my own...!

    I am fairly certain if people start dating people and move them in half way through their mortgage terms they don't even think about this stuff, they just do it because its "their" home (except for the mortgage...)
  • Guest101
    Guest101 Posts: 15,764 Forumite
    When I was looking to rent a room, the landlady (in her 60's) was told by her insurers she couldn't have anyone with a criminal record.


    I did advice her that she should change her insurer as ultimately she could not have checked one way or the other.


    - Always check the small print :)
  • Lurkingtoposting17
    Lurkingtoposting17 Posts: 158 Forumite
    Third Anniversary 100 Posts
    Haha, luckily I know my cousin definitely doesn't have a criminal record! But I have just got a quote for insurance ahead of exchange and said that I will have a lodger on that, for the avoidance of doubt!
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Lurkingtoposting17 wrote: »
    Haha GM you are normally so clear on the rules and regulations I must admit I am surprised you aren't telling me to tell them everything :A:A
    I have my maverick days!
    luckily I know my cousin definitely doesn't have a criminal record!
    Ah! Families and guilty secrets............. :rotfl:
  • Lurkingtoposting17
    Lurkingtoposting17 Posts: 158 Forumite
    Third Anniversary 100 Posts
    G_M wrote: »
    I have my maverick days!

    Ah! Families and guilty secrets............. :rotfl:

    Thanks to you I am torn as to whether to tell them about my adult occupier now :rotfl:
  • LIONSL2005_2
    LIONSL2005_2 Posts: 9 Forumite
    Following..
  • hazyjo
    hazyjo Posts: 15,475 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    LIONSL2005 wrote: »
    Following..
    It's not FB - you won't get an alert. You'll need to actually subscribe to the thread if you haven't already. If you have, just ignore me (no need to state you're following the thread though so thought I'd clarify :)).
    2024 wins: *must start comping again!*
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    You don't know you will have a lodger till they move in.

    If you must tell the lender anything tell them you may take in lodger(s).
  • Guest101
    Guest101 Posts: 15,764 Forumite
    Lurkingtoposting17 wrote: »
    Haha, luckily I know my cousin definitely doesn't have a criminal record! But I have just got a quote for insurance ahead of exchange and said that I will have a lodger on that, for the avoidance of doubt!



    Never had a speeding ticket?


    I mean I'm passing no judgment, but that is a criminal offence. - which is what I'm getting at :)


    So you could never know for sure. It's not about prison time.
  • Lurkingtoposting17
    Lurkingtoposting17 Posts: 158 Forumite
    Third Anniversary 100 Posts
    Haha :) She can't drive. But I get your meaning Guest101 ;)

    I have made my decision either way, so thanks everyone for their thoughts and opinions!
This discussion has been closed.
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