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Question .Help please ...
Alib207
Posts: 1 Newbie
Hey im 17 years of age and have never owed any money to anyone ... seeing as im 17... but today i got an email saying i owed lowell portfolio £374.03. And it says if i dont give then it by 25th august they will come to my house... seeing as im 17 i clearly dont have the money to give them this . But even if i did, i dont owe any money to anyone... what do i do?
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Comments
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You ask for clarification and point out you are 17 and would not have been in a position to take out any sort of credit. Are you sure it is not a spam email? Did it actually have your details on it? If it is spam just delete it.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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Hi,
Assuming it is a genuine email, which actually i now doubt, You dont need to respond to it.
You can ignore it.
You only need respond if someone writes to you.
They must write to you by letter to ask for payment of a debt, and to threaten a doorstep visit in a first contact just smells like spam to me.
Post the contents of the email and i`ll tell you if its spam or not, remove your personal details first.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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