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SafetyNet Credit Alternatives

edited 30 November -1 at 12:00AM in Loans
60 replies 54.7K views
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  • wizzywig27wizzywig27 Forumite
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    Gambler101 wrote: »
    Wanting money at any cost for beers and a night out is not desperation, its financial suicide.

    Even if he couldnt feed his kids there are charities, foodbanks etc.

    No one should ever use a company like this under ANY circumstances.

    I agree 1000%, trust me I do. But suggesting someone goes to see a GP as they have mental health issues is a bit OTT (IMHO)
  • AndyPixAndyPix Forumite
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    Sky_Shrimp wrote: »
    SafetyNet Credit informed me on the phone that if they lose connection to my bank account, they'll attempt to take a partial repayment if my bank is credited with a sum of £50 or over.


    So how will they know if your bank is credited with £50 or over if they have lost connection to it ?


    Seriosly OP, your cavillier attitude to all this is mind blowing, this has to be a wind up ??!
  • PuddylovePuddylove Forumite
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    wizzywig27 wrote: »
    I agree 1000%, trust me I do. But suggesting someone goes to see a GP as they have mental health issues is a bit OTT (IMHO)

    Debt issues and poor mental health often go hand in hand.

    There's no shame in having mental health issues - I think we should all be more open about it.

    People should be encouraged to access support for mental health - particularly men who seem less likely so to do (I assumed the OP was male).

    Didn't mean to upset you, Wizzy.
  • wizzywig27wizzywig27 Forumite
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    Didn't upset me buddy. Maybe you are right, I'm no expert
  • edited 29 August 2017 at 4:13PM
    Sky_ShrimpSky_Shrimp Forumite
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    edited 29 August 2017 at 4:13PM
    Gambler101 wrote: »
    Wanting money at any cost for beers and a night out is not desperation, its financial suicide.

    Even if he couldnt feed his kids there are charities, foodbanks etc.

    No one should ever use a company like this under ANY circumstances.

    I don't have children. My new job gives me enough to live on. Trying to borrow £100 for 6 days isn't financial suicide :hello:

    A ton only buys a few rounds on a good night.

    You've blown this way out of proportion tbh :D

    (INB4 it's a good job you don't have children)
  • Important update! We have recently reviewed and updated our Forum Rules and FAQs. Please take the time to familiarise yourself with the latest version.
  • AndyPixAndyPix Forumite
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    Sky_Shrimp wrote: »
    . My new job gives me enough to live on.




    Then why is your credit rating so poor that you have to resort to the absolute bottom of the bottom of the pile in sub prime lending ?


    You are an absolute dead cert for a future thread entitled "Oh sh*t , im f**cked - please help"
  • edited 29 August 2017 at 5:27PM
    Sky_ShrimpSky_Shrimp Forumite
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    edited 29 August 2017 at 5:27PM
    I've only just started my new job.

    I took out a Provident Loan once in my old flat and that person eventually stopped collecting. She was awful and didn't even show up half the time. I then moved and they found me and chased me up with a letter stating they had sold my loan to a collection agency.

    My current want for a quick payday loan wasn't the end of the world. It wasn't an emergency. Just a little thing to tie me through that week until I got paid from my new job. No big deal.

    The thread was started to find out if there were other SafetyNet alternatives and only that. It wasn't about me personally. Again, those that google 'SafetyNet Alternatives' will find this thread but will be disappointed from the off topic replies. I'm surprised that they're the only company that can lend money so quickly to those with bad credit. I was expecting at least a few alternatives from my idiotic episode of tomfoolery last week.


    SafetyNet Credit must be expanding fast and making a tidy profit. If I ever mess up again, I know where to go. I won't even have to apply. I'll just have to click a button and my SafetyNet Credit limit will be in my account within 15 minutes. Disregarding me personally, it's undeniably a good business model.
  • Gambler101Gambler101 Forumite
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    Is this a just a long shill thread, im thinking that now.
    The instructions on the box said 'Requires Windows 7 or better'. So I installed LINUX :D:D
  • Sky_ShrimpSky_Shrimp Forumite
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    Honestly mate, no.
  • Robin9Robin9 Forumite
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    Sky Shrimp - you mat not believe it but people are trying to advise you and stop you starting on a slippery path.

    We were all young once - it is very easy to live between your means and you give all the appearances of having no savings at all behind you. The general advice on this forum is to have an Emergency Fund of £1000 - you clearly didn't otherwise you would have had no issues with moving from weekly to monthly pay.

    As a Senior Citizen I am shocked by the cavalier attitude to money that exists among the young - I can't imagine spending £250 on a night out without planning and saving for it.- and definitely wouldn't borrow for it.
    Never pay on an estimated bill
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