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Payment plans arranged with all creditors

GP1983
Posts: 103 Forumite

Hello,
Thank you for all the advice I've received here recently.
I have now arranged payment plans with all my creditors.
I understand I can make an offer to certain creditors under certain conditions. My debts defaulted around a year ago, so would this have any negative repercussions if I did this? (My credit history can't get much worse, so I'm thinking not but I thought I'd ask.)
Thank you for all the advice I've received here recently.
I have now arranged payment plans with all my creditors.
I understand I can make an offer to certain creditors under certain conditions. My debts defaulted around a year ago, so would this have any negative repercussions if I did this? (My credit history can't get much worse, so I'm thinking not but I thought I'd ask.)
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