MSE Credit Club - Issue

BRY995

Does anyone know how to cancel the credit club membership? - I can't get verified, knowing full well my details are spot on! - but I keep getting these MSE Credit club emails and for the life of me can't see any opt outs!

Any help appreciated.

MSE_Chris

Hi BRY995,

I'm sorry to hear you're having trouble getting verified.

This part of Credit Club is handled by Experian who ask you questions based on the details from your credit file. Unfortunately if the information you provide doesn't match the information held on your credit file, you’ll not pass this stage.

But you can delete your account and try again from scratch. To do this, on the "failed verification" page you'll see the "settings" option in the top right corner. It'll look like this:



Here you'll see the option to delete your account.

I hope this helps.

MABLE

MSE_Chris wrote: »

Hi BRY995,

I'm sorry to hear you're having trouble getting verified.

This part of Credit Club is handled by Experian who ask you questions based on the details from your credit file. Unfortunately if the information you provide doesn't match the information held on your credit file, you’ll not pass this stage.

But you can delete your account and try again from scratch. To do this, on the "failed verification" page you'll see the "settings" option in the top right corner. It'll look like this:



Here you'll see the option to delete your account.

I hope this helps.

I would like to add the service by MSE is very hit and miss. Its now the 18th and still not updated. Also I note my report gets updated by EXP. about two weeks later.

fozmcfc

I'm actually quite happy with the Money Club, so hope the OP can get it up and running.

I thought, it would be pretty much just the same as the free Noddle report, which is functional, but doesn't really give any advice.

Things are broken down and explained better on the Experian Money Club version.

For instance it shows a total of how much you owe, rather than having to flick through pages and pages and adding things up. It also offers advice on various points, such as affordability

It says that I have a very low affordability rating, which does make sense. I was earlier this year, knocked back by Virgin for a card the first time in about 10 years I'd been knocked back. But after a few months, I was accepted by Tesco.

I can understand more, why I wasn't accepted by Virgin, but at the time, thought, well I've met the criteria, I have a spotless credit history, everything being paid on time and more than minimum repayments, so can't see why. I see that Virgin probably thought I couldn't afford any more credit repayments. But after a few months when my total owed, went down, I must have been borderline with Tesco, which is why I didn't get a huge limit and had to speak to them on the phone, before I got the card.

All of my debt, is on 0% and easily paid off before the 0% runs out (I do like these 0% purchase cards). But it's given me, the encouragement to get it down quicker, so I know when I see the affordability rating go up, I'm more likely to be accepted, in the future.

MABLE

MABLE wrote: »

I would like to add the service by MSE is very hit and miss. Its now the 18th and still not updated. Also I note my report gets updated by EXP. about two weeks later.

Updated email received today and my score (i know useless) has increased another 40 points. Must be because I paid my BC off for £6,300.