We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Accounts / Credit report help
whiteadder
Posts: 4 Newbie
Been resolved
0
Comments
-
Don't worry about boosting your score since only you can see it, lenders see your credit history.
- Is there a possibility that history of my DMP will remain on my credit report beyond 6 years ?; and a DRO will be done in 6 ? Albeit always having it hanging over me if any lenders would hold it against me.
Once the 6 years are up it doesn't remain on your report.
If lenders hold it against you its up to them, they may hold information for more than 6 years and may decide to not do business with you based on the information.
Don't just rely on what clearscore says, get your report from the other 2 agencies.0 -
You haven't given the information within your post that would let us answer your questions.
Each entry disappears 6 years after it was defaulted or settled, whichever occurs sooner.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards