Not sure what to do

ninty04

CLAPTON wrote: »

You say you are living with parents but are paying 400 rent .. is that right?

Yeah it's correct.

If you have PPI on the CC then I wouldn't move any money to a new card because they will say you knew you were going to be made redundant and won't pay out.

That's what I was thinking. I couldn't take out another card within 60 days of knowing I would lose my job. According to my contract anyway.

250 per month on food is enormous for one person.. think about 100 instead.

The food I can cut down on, that's not a problem for me.

Why do you have two mobile phones? Can you ask them to downgrade the contracts so they are a bit cheaper?.. In the longer term and once the contracts are up cancel one completely and spend a lot less on the other.

I phoned up the two mobile companies and they have both said that I'm not eligible for a contract downgrade until after 9 months. So that's out of the question for now.

The reason I have 2 in the first place is because of my ex girlfriend. You know, text her and phone her a lot...It's a long story so I wont go into it.

35 for broadband is expensive too .. lots of offers around 15-20 per month.

Yes I know, but the package I've got is suitable for my needs, plus it's not a burden to pay it off. I can manage the internet.

In reality your SOA seems to lots of things missing so its best to think about all the things you really spend... any travel costs, presents/xmas, travel to work, lunches/coffess, any clothes

I walk to work, so transport isn't a problem (yet - not sure about my new job when I get one). Christmas is going to be a bit of a !!!!!!, so I'm just going to have to buy a few cheap things for the family, nothing big. Luch at work was included in the cost of food per month on my SOA, and as for clothes, well I have plenty to get me by.