can't afford DVLA fine

bigadaj

Strider590 wrote: »

Hey it's man.......... I lost my job to redundancy years ago (2009), 6 months later I found another as I was just about to head into the red on my current account, lets bare in mind i'd been offered credit and overdrafts for years before this. All I needed was a £300 overdraft to see me until my first pay day, but the bank refused, they'd rather me go into the red so that they can start charging me for doing so, just dragging me down into a bottomless pit.
As I recall the charge per day was in excess of what most people earn (gross) per day.

Fortunately I had savings and managed to transfer some money, then after starting my new job I changed banks.

No matter who you are, the system is just waiting for you to slip up, so that it can bleed you dry. THAT is why i'm so against loans, finance deals and any form of debt.

The answer is to play the system, no financial institution is ever your friend, and you really wouldn't expect them to be.

[Deleted User]

Strider that is the way banks and financial institutions work. They are not your friend in any way whatsoever.They are a business, and as such rely on people to pay them money.No matter what the bank, (apart perhaps from the bank of Mum and Dad)they are there to make money
If you went into sainsburys and said you needed food ,unless you had cash you wouldn't get any sort of hand out .if you can't pay your debts then you sell something to pay what you owe.that is the way the world works.Sad as it is for the poster selling his car will eliminate the debt and probably mean he will have less debts altogether a car is not an essential in life, a roof over your head and food in you stomach is,none of which any bank is obliged to provide

Pesto2606

I can't offer any expert advice David but I am sorry to hear about your situation and I do hope things pick up for you and you manage to find your feet. Wishing you well. Maybe one place I would try as a last resort would be citezens advice or the national debt line. They both offer free advice and can sometimes make arrangements on your behalf or can tell you the right things to ask in these situations