gerlep wrote: »
You got it wrong.:rotfl:
Moneyineptitude wrote: »
I don't believe you.
Farmerbob wrote: »
Im sure even if you quickly summarise the main points of complaint and their findings that should just about cover it.
The experts on here are the first on here to admit where they have provided wrong information (youll have seen it if you,ve creeped about long enough) however given the little we have to go on we cant even work out if its due to a change of legislation/process even since they provided their original advice or in fact what RBSs error in their earlier investigation was. The important thing here is the journey to the destination not just the destination (payout) perhaps your case had added complexities that 99% of other cases dont
Take the example of Pleven refunds a few years back if youd asked any of us if after a PPI complaint had been rejected most if not all would say theres no recourse after that, then came a court case and now a lot of us are flush with refunds, does not make the information wrong but after the fact.
but if I'd listened to the advice here, i would have stopped pursuing, even though i knew i was unfairly judged.
dunstonh wrote: »
But you never said that you felt the decision was wrong. If you had, we would have asked you why. The FOS give you a chance to say why you think its wrong. So, when they have heard that and made their decisions then that is final unless significant new information comes to light that can change the decision.
Nobody can be prepared for a bank to suddenly pay out with no reason after the FOS has deemed it a successful timebar. Its rare. Although it has happened before but not due to the individual but an internal review of decisions that altered the outcome (that happened with no consumer action). Indeed, that could be the case here based on your earlier post.
gerlep wrote: »
What??? I said in the very first post on this thread. Jeez!!
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