We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
What would you do in this situation?
GP1983
Posts: 103 Forumite
I've received a lot of help here recently, so thank you to everyone.
I have a couple of debts I'm not sure what to do with.
- Yorkshire Water (defaulted, £234)
- TalkTalk (£272 Defaulted but closed (not sure what that means)
YorkshireWater don't seem to be chasing me. Are they likely to CCJ me?
TalkTalk debt is listed as 'closed'. Does this mean they've given up and won't CCJ me?
I have a couple of debts I'm not sure what to do with.
- Yorkshire Water (defaulted, £234)
- TalkTalk (£272 Defaulted but closed (not sure what that means)
YorkshireWater don't seem to be chasing me. Are they likely to CCJ me?
TalkTalk debt is listed as 'closed'. Does this mean they've given up and won't CCJ me?
0
Comments
-
Do you dispute the debts? If not then I'd pay them off and sleep easy at night.
Rob0 -
Defaulted but closed, possibly sold off to debt collectors. They may take you to court.Censorship Reigns Supreme in Troll City...0
-
Sounds like both accounts have been sold on to debt purchasers.
They buy bad debt in bulk, eventually they will get around to you, then decide if its worth there while chasing you for these debts or not.
You only need respond if you receive something in writing demanding payment.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards