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Applying for Mainstream Credit Card
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Who provides your main current account?This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Also in relation to Capital One.
Does anyone know how to ask for limit increase. I currently have £1,500 limit which I got it abut four years ago and the limit never increased. I have other credit cards with much higher limit but this card becomes one of my main card for purchase due to the cashback, In a few occasions it almost reaches the limit. But I always clear the statement balance in full and have not missed any single payment.
I have tried to send them private message, no reply. No option for that in telephone banking either.
Also they said they regularly review the customer profile and will increase the limit automatically but I do not really believe based on my own personal experience with other bank.
One of the way probably to apply a new card with them and then ask the limit to be shuffled between the two and close one of them. But I prefer not to apply a new card until early next year.
Does anyone have any experience or know the best way to ask for limit increase with capital one ?0 -
@adindas I did try asking Capital One for an increase before looking for new cards, to which they responded that I had to apply through their web interface. I had done this previously to go from £200 to £450 and then to £700. It seems you can only request this increase once every 8 months, and only £250 at a time.0
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