We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Applying for Mainstream Credit Card

2»

Comments

  • System
    System Posts: 178,376 Community Admin
    10,000 Posts Photogenic Name Dropper
    Who provides your main current account?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Also in relation to Capital One.
    Does anyone know how to ask for limit increase. I currently have £1,500 limit which I got it abut four years ago and the limit never increased. I have other credit cards with much higher limit but this card becomes one of my main card for purchase due to the cashback, In a few occasions it almost reaches the limit. But I always clear the statement balance in full and have not missed any single payment.

    I have tried to send them private message, no reply. No option for that in telephone banking either.

    Also they said they regularly review the customer profile and will increase the limit automatically but I do not really believe based on my own personal experience with other bank.

    One of the way probably to apply a new card with them and then ask the limit to be shuffled between the two and close one of them. But I prefer not to apply a new card until early next year.

    Does anyone have any experience or know the best way to ask for limit increase with capital one ?
  • Chub97
    Chub97 Posts: 6 Forumite
    edited 11 August 2017 at 12:34PM
    @adindas I did try asking Capital One for an increase before looking for new cards, to which they responded that I had to apply through their web interface. I had done this previously to go from £200 to £450 and then to £700. It seems you can only request this increase once every 8 months, and only £250 at a time.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.