We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
I feel the change, now make the change
Makeachange
Posts: 962 Forumite
My debt journey has been up and down....mainly up... (as in i make alot of debt!!!!) I am in my 20's and I am a recovering gambling addict! I decided that I wasn't going to focus on tackling my debts until the idea of "oh one more bet could win me money and change my life" was out of my head.
Right now I am 9 months clean and I feel like when it comes to money my whole mindset is changing. I am glad that I have waited until now to focus on clearing debt because I think I could have fallen back into the gambling whole otherwise.
Over the course of the last 9 months I have paid my minimum payments but not really looked at what it will take to clear the debt. I am a long time lurker of this forum and I am going to document my journey!
I work part time whilst I study so i am always looking for extra ways to make money from my laptop! (Thats not gambling!!!) Ebay, surveys, etc etc!. I probably bring in my part time income again each month from online ventures
My goal is to get debt free by the end of 2018
I will come back with totals. I know that I have managed to pay off around £2k in the last 9 months with little effort so imagine what i could do if i put my mind to it
MAC. x
Right now I am 9 months clean and I feel like when it comes to money my whole mindset is changing. I am glad that I have waited until now to focus on clearing debt because I think I could have fallen back into the gambling whole otherwise.
Over the course of the last 9 months I have paid my minimum payments but not really looked at what it will take to clear the debt. I am a long time lurker of this forum and I am going to document my journey!
I work part time whilst I study so i am always looking for extra ways to make money from my laptop! (Thats not gambling!!!) Ebay, surveys, etc etc!. I probably bring in my part time income again each month from online ventures
My goal is to get debt free by the end of 2018I will come back with totals. I know that I have managed to pay off around £2k in the last 9 months with little effort so imagine what i could do if i put my mind to it
MAC. x
I WILL GET THERE.
0
Comments
-
Hello and welcome
Good luck and get stuck in here, we are all here to help and support each otherBUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
hi again wishing you good luck, will follow with interest.0
-
Thank you both i am excited to properly get started I WILL GET THERE.0
-
Wishing you best of luck . Good thing is , you're still very young so you can put this down to experience in the future .0
-
My total is £9217. Its a mixture of a loan, overdrafts, credit cards and very!! and its going to go down!
I AM COMING FOR YOU DEBT!I WILL GET THERE.0 -
Well done, you could do a soa now to see exactly how much you should be able to throw at it and then snowball it so you'll know how long it will take.DEC GC £463.67/£450
EF- £110/COLOR]/£10000 -
Well done, you could do a soa now to see exactly how much you should be able to throw at it and then snowball it so you'll know how long it will take.
Thats a good idea i will get on that asap! :j. The idea is kinda scary. I dont know why... I guess these are all little hurdles i need to overcome on this debt journey! I WILL GET THERE.0 -
I'm struggling with my anxiety today so im trying not to stress too much about money! I've been reading through the forum and there are loads of inspiring stories. I am really enjoying reading. Hoping that a rest today will get me back into the swing of things tomorrow. I am at work for overtime so its extra money in the pot.I WILL GET THERE.0
-
Made some payments, debt down to £9089... my plan is to have it under £9000 by the end of the month
I have earnt some extra money on survey sites... due some cash outs, pay day next week.... main thing is i am still feeling focused I WILL GET THERE.0 -
Hello
Well done on being 9 months clean of gambling that is a brilliant achievement in itself!
So excited to follow your debt free journey *subscribed* Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29
Survey xmas 2018 savings: £10 / £1500
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards