Fabulously Frugal and Free at 50!

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  • rtandon27
    rtandon27 Posts: 4,540 Forumite
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    Hey Pips & company!

    Just catching up...

    Beets:eek: - Am I still allowed in the virtual kitchen even if they don't strike my fancy?

    Spending:o - YN@B says that OH averages 31.36 a month & I manage 13.96 - clearly I'm low maintenance!:D

    On the other hand we have a separate category for our vice of eating out & take-away (this includes socializing & entertaining family when over the pond or when we have guests visiting) & also a separate budget for me to eat lunch in the big smoke - 'doing' lunch is a work thing I'd love to get out of but can't - am much happier having a tuna sandwich and some fruit in the park!

    Camembert - take a sniff pips - if it smells off or sour - toss it!!!:eek: - if it smells right then cut it open & melt it down for a nice spreadable gooey treat on crackers - They freeze & defrost well when fresh but in this case I'd make short work of it & eat it ASAP!

    Pay & budgeting - well done on the progress Pips - beat those debts senseless - you'll feel so much better for it;)
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    17 YEARS 4 MONTHS LEFT OF 20 YEARS
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 5,434 Forumite
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    rtandon27 wrote: »

    Beets:eek: - Am I still allowed in the virtual kitchen even if they don't strike my fancy?

    Love, I'll trade you my portions of any and every stinky or blue cheese ever created; for your portion of beets - howzat? :D

    Greying X
    Pounds for Panes £3,005/£10,000 - start date Dec 2023

    Coins for Camping (April) -  £10/£15  (Camping TTD - £60/90)
     
    Grocery spend April £214.28/215
    Non-food household spend April £29.23/25
    Bulk Fund April 0/£10

    Knitted items for charity 1/24 (inc. Blankets 1/6)
  • beanielou
    beanielou Posts: 90,338 Ambassador
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    I would go for the one card.
    I find it easier.

    What is happening on missing wages?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • rtandon27
    rtandon27 Posts: 4,540 Forumite
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    Greying_Pilgrim wrote: »
    Love, I'll trade you my portions of any and every stinky or blue cheese ever created; for your portion of beets - howzat? :D

    Greying X

    Deal!:D:D:D
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    17 YEARS 4 MONTHS LEFT OF 20 YEARS
  • apple_muncher
    apple_muncher Posts: 14,712 Forumite
    First Anniversary Mortgage-free Glee! First Post Name Dropper
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    May I just say that I am jealous of your coloured wheelbarrows!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
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    apple_muncher wrote: »
    May I just say that I am jealous of your coloured wheelbarrows!
    One came with the house the other was a xmas pressie! Thank you - hows that apple picking husband.
    rtandon27 wrote: »
    Deal!:D:D:D
    Looks like disaster averted. Thanks for the advice re budget and cheese I'll check that out. We probably need to sensibly set an eating out budget as we do eat out a lot and its not likely to stop - but we do need to rationalise what we spend. And, yes aside the beets you'd be welcome anytime all the more for me.

    :)

    beanielou wrote: »
    I would go for the one card.
    I find it easier.

    What is happening on missing wages?

    Thanks beanie and :j:j:j:j:j:j:j:j the bank found them - in a holding account and have landed today seeming one of the digits were transposed and it went into the secret bank vault.

    Hope you're well today - what a miserable start but glorious now!

    Enjoy the bridge over the weekend :A
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
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    Evening chaps a quick one - DD here - home with a veg box and a tub of my whole body weight in tomatoes - split, ripe, not ripe or otherwise.

    Also some courgettes.

    Busy work day - working over the weekend and helping DD to move house.

    Might do dumplings for tea - not sure yet might venture out - keys tomorrow at 11am for the new pad and car is choca block with flat stuff as free holding.

    Picked dd up in town and raided Mr M&S reduced - aside some reduced bean sprouts not much action - all good though.

    HM lunches and brekkies - 70p spend with pennies and coins from the purse so didn't feel like real money.

    Have a good one might touch base later.

    XOXOXO
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 5,434 Forumite
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    Pippilongstocking wrote: »
    Evening chaps a quick one - DD here - home with a veg box and a tub of my whole body weight in tomatoes - split, ripe, not ripe or otherwise.

    Also some courgettes.


    ...*tiptoes sideways towards Pippi's hoose*.... if I crack on, I'll be there by, oh, 2040........:D:D:D

    Have a great weekend - but mind yer back! With all that lifting and shifting :D

    Greying X
    Pounds for Panes £3,005/£10,000 - start date Dec 2023

    Coins for Camping (April) -  £10/£15  (Camping TTD - £60/90)
     
    Grocery spend April £214.28/215
    Non-food household spend April £29.23/25
    Bulk Fund April 0/£10

    Knitted items for charity 1/24 (inc. Blankets 1/6)
  • apple_muncher
    apple_muncher Posts: 14,712 Forumite
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    1. My apple picking husband has picked precisely ZERO apples thus far. Give him enough technical jobs - pc, email, tv, laptops, phone - to do and he forgets about 'helping' outside.

    Mind you, after Monday's digging up and replanting, my hands were extremely achey and have spent all week reminding me that I need to be more careful and steady inthe garden (pesky arthritis trying to get a grip) and unless I pace myself, dh may have to take over - yikes! Now,that's motivation!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • beanielou
    beanielou Posts: 90,338 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Passsome courgettes :drool:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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