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Basic Investments for a novice

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  • bostonerimus
    bostonerimus Posts: 5,617 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Audaxer wrote: »
    No Investment Trusts are covered by FSCS as you are buying shares in the company, so in my opinion that is definitely something to consider if thinking about investing in ITs.

    As a novice avoid closed end funds like Investment Trusts. Just buy something like VLSxxx and stop worrying.
    “So we beat on, boats against the current, borne back ceaselessly into the past.”
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I think good global ITs are just fine for a novice. So are global multi assets.

    AS a novice i started investing in ITs at 25/month. Worth huge amounts now a few decades later.

    But the OP hasnt mentioned a pension? If you have no debt, and cash in the bank, the best place to start is a pension then S&S isas, then unwrapped.
  • Vanguard direct also offer low cost passive funds and multi asset and allow £100 pm into eqch fund
  • Adly812
    Adly812 Posts: 579 Forumite
    Eighth Anniversary 100 Posts
    My employer uses SAUL as a private pension scheme which is very good. I'm going to check vanguard now.
    But as I said I'm a novice, so it's daunting, to have no idea what I'm investing in or how it works. But I guess I'll learn quick. Thanks everyone, great advice
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