Previous owners credit record

away-with-the-fairies

Hi all, I have been in my house just about 3 years.the previous owners left the country and initially had bailiffs and credit card bills and all sorts.i initially put them back in post saying gone away but after about 12 months just threw them out.

I have now started to get post again. I accidentally opened one today which was a new credit card. I have heard from neighbours they are back living locally. If I do a credit check will it tell me if other people are still registered here for banks. And if so what should I do. I don't want it to affect me in any way and my credit history but if it doesn't then I won't worry but I don't want to think they are still using this address somehow

Pixie5740

Addresses do not link you financially. If you check your credit files (all 3) you will only see accounts held in your name.

Just start returning all post to sender and it should eventually stop coming to you.

away-with-the-fairies

Brill thanks

Giddypip

Double check you (and those you live with) are the only ones on the electoral roll.